Insurance & Financial Information

Insurance Policy

At Oral Surgery Associates we make every effort to provide you with the finest surgical care and the most convenient financial options.

Our insurance coordinators deal with many different insurance companies. Some companies offer as many as six different dental and medical plans. Some companies combine dental and medical insurance. At times, it is almost impossible to accurately estimate our patient’s insurance co-payment. Many insurance companies will not give out fees until after the treatment has been completed. Dealing with insurance policies can be difficult and time consuming. As a courtesy, we ask that you keep us informed of any changes to your insurance. It is important that all information about you and your insurance be current.

Private & Group Insurance: Because many of our procedures are covered under medical and/or dental insurance, it is important to contact your carrier before the scheduled procedure to verify oral surgery benefits. As a courtesy, we will file your insurance claims for you. Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you. Please bring your insurance card with you to the consultation so that we can expedite reimbursement.

If you have any problems of questions, please ask our staff. They are well informed and up-to-date. Please call if you have any questions or concerns regarding your initial visit.

We are In-Network Insurance Providers with:

Blue Cross / Blue Shield

There are Aetna policies that use the DenteMax / Coalition of America network. When this happens, we are considered in-network for the patient. There is no identifier on the Aetna cards that reflect when a patient is in network.  It is recommended that the patient contact their Aetna plan to see if we are a provider under the DenteMax network, we then will be considered in-network under medical and dental. 

Aetna DMO
BC/BS-Nebraska PPO Medical & Dental Grid
BC/BS – Nebraska Dental
Delta Dental
Guardian Dental
Metlife Dental
Principal Dental through Ameritas
United Concordia Dental
Wellmark BC/BS Medical – Iowa
Blue Dental – Iowa
United Concordia
Premier Dental Network

All other dental plans, we don’t participate with UNLESS they are using the Dentemax network. 

Financial Policy

As a courtesy to our patients we will file insurance claims on your behalf, however our professional services are rendered to you and not the insurance company. It is the patients responsibility to verify in and out-of-network coverage and policy exclusions.

We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at Business & Billing Office Phone Number 402-390-0770. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are responsible for all fees charged regardless of your insurance coverage.

Statements are generated monthly regardless of your insurance status. Most insurance companies will respond within four to six weeks. Please contact your insurance company if your claim is pending beyond 45 days. Any remaining balance after your insurance has paid is due in-full within 30 days. We accept Master Card, Visa, American Express, Discover,  personal checks and cash.

To set up payment arrangements beyond the 30 day period, please contact our Billing/Business Office at Business & Billing Office Phone Number 402-390-0770.

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